Your Forge Trust Customer Portal has a new and improved valuation tool to make maintaining your Self-Directed IRA easier than ever.

Forge Trust has improved the valuations experience with notification and guidance message inside your customer portal on Forgetrust.com.

Outstanding fees can be paid with your debit/credit card in our online payment portal.

Forge Trust has new Banking Information that can be found on our Delivery Information Page. Please notify any 3rd party making payments to your IRA (i.e. Issuers, Borrowers, Renters, etc.) of these new deposit instructions.

Forge Trust has a new Physical and Mailing address which can be located on our Contact Us Page or our Delivery Information Form.

Attention Forge Trust customer a friendly reminder that our banking partner is Tri-Counties bank, their information can be found in our Forms page on Forgetrust.com

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Your Forge Trust Customer Portal has a new and improved valuation tool to make maintaining your Self-Directed IRA easier than ever.

Forge Trust has improved the valuations experience with notification and guidance message inside your customer portal on Forgetrust.com.

Outstanding fees can be paid with your debit/credit card in our online payment portal.

Forge Trust has new Banking Information that can be found on our Delivery Information Page. Please notify any 3rd party making payments to your IRA (i.e. Issuers, Borrowers, Renters, etc.) of these new deposit instructions.

Forge Trust has a new Physical and Mailing address which can be located on our Contact Us Page or our Delivery Information Form.

Attention Forge Trust customer a friendly reminder that our banking partner is Tri-Counties bank, their information can be found in our Forms page on Forgetrust.com

SEP IRA

A SEP IRA allows employers to set aside money in tax-advantaged retirement accounts for themselves and their employees. A business of any size, including self-employed individuals can establish a SEP.

Key Advantages:

Is this retirement account right for you?

Easy to set up and maintain - requires Form 5305-SEP to accompany account application

Flexible annual funding requirements

Allows for profit sharing for small companies to create large pre-tax deductions to the businesses’ income as well as the employer’s deductions

Often simpler to establish than a 401k plan or other such group plan for small businesses

Eligibility:

  • Available to self-employed individuals and small business owners including those with employees
  • Includes sole proprietors, partnerships, C corporations, S corporations

Funding the Account:

  • Employer contributions
  • Same limits on contributions made to employees’ SEP-IRAs also apply to contributions if you are self-employed with some exceptions

2020 & 2021 Contributions:

  • Up to 25% of compensation to a maximum of $57,000 for 2020 and $58,000 for 2021.

Withdrawals:

Withdrawals:

Administrative responsibilities:

  • Employer’s tax filings must include employee contributions
  • Annual employee notifications for employer’s contribution if made

Plan setup deadline:

  • Establish by employer’s tax filing deadline plus extensions, usually by April 15.

For more information visit IRS - Simplified Employee Pension Plan (SEP)

Key Advantages:

Easy to set up and maintain - requires Form 5305-SEP to accompany account application

Flexible annual funding requirements

Allows for profit sharing for small companies to create large pre-tax deductions to the businesses’ income as well as the employer’s deductions

Often simpler to establish than a 401k plan or other such group plan for small businesses

Is this retirement account right for you?

Eligibility:

  • Available to self-employed individuals and small business owners including those with employees
  • Includes sole proprietors, partnerships, C corporations, S corporations

Funding the Account:

  • Employer contributions
  • Same limits on contributions made to employees’ SEP-IRAs also apply to contributions if you are self-employed with some exceptions

2020 & 2021 Contributions:

  • Up to 25% of compensation to a maximum of $57,000 for 2020 and $58,000 for 2021.

Withdrawals:

Withdrawals:

Administrative responsibilities:

  • Employer’s tax filings must include employee contributions
  • Annual employee notifications for employer’s contribution if made

Plan setup deadline:

  • Establish by employer’s tax filing deadline plus extensions, usually by April 15.

For more information visit IRS - Simplified Employee Pension Plan (SEP)

IRS Contribution Limits

Each year the IRS reviews and sometimes adjusts how much you can contribute to retirement accounts. See how much you are allowed to contribute by account type.

Open a SEP IRA

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Important Notice:

We’re moving!

Starting December 12th, Forge Trust will have a new physical AND mailing address. Our new addresses can be found here and is on all our forms. Please use this information when mailing anything to Forge Trust to avoid delays. Mail sent to our previous addresses will temporarily be forwarded.

Forge Trust has new Banking Information that can be found on our Delivery Information Page. Please notify any 3rd party making payments to your IRA (i.e. Issuers, Borrowers, Renters, etc.) of these new deposit instructions.