Saving for the Future
Traditional, Roth, SEP and Simple IRAs are great vehicles for supplemental savings for the future. These tax-advantaged accounts allow income and appreciation to grow on a tax-deferred or tax free basis depending on the type of account. IRAs can be funded through annual contributions, IRA custodian-to-IRA custodian transfers or by rolling over funds from a previous employers qualified plan. Contributions to Traditional IRAs may be tax deductible depending your income level and whether you are enrolled in an employer sponsored retirement savings plan such as a 401(k).
Click here to learn more about the various IRA account options that may be available to you.
An IRA established with Forge Trust gives investors the opportunity to add alternative investment to their retirement savings portfolios.
Self-Directed IRAs
Traditional, Roth, SEP and Simple IRAs, established with specialized custodians such as Forge Trust, give individuals greater control over their investment decisions. Although individuals can use IRA funds to invest in traditional stocks, bonds, mutual funds and ETFs, they can also use IRA funds to take advantage of private market investment opportunities. IRA portfolios can be further diversified with the addition of non-publicly traded Alternative Investments such as real estate, private equity, private placements, promissory notes and precious metals.
Setting up and funding a Self-directed IRA
Setting up a self-directed IRA with Forge Trust is fast and simple. You can click here to establish a self-directed IRA using our online account-opening feature.
Please note that account funding can take a few weeks to complete depending on how the new self-directed IRA is to be funded. For example, a custodian-to-custodian transfer or rollover from a former employer’s 401(k) plan may take 2 to 4 weeks to complete from start to finish.
This timeframe requires that the investor must determine if funds will be available in time to meet investment deadlines. Click here to review Forge Trust Account Setup and Funding Guide for important details on account funding timeframes.
What are the Alternative Investments Forge Trust Company Allows?