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Forge Trust

Over $11 billion of assets under custody

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Roth IRA

With a Roth IRA, you make contributions with money on which you’ve already paid taxes. Your money can then potentially grow tax-free, with tax-free withdrawals in retirement, provided that certain conditions are met.

Benefits
Earnings grow tax-free
Tax-free withdrawals
No required minimum distributions
Can be set up with another retirement plan

Advantages 
Eligibility
  • No age limit
  • Must have earned income
2019 & 2020 Contributions
  • After tax contributions grow tax and penalty free with a maximum contribution of $6,000 ($7,000 if age 50 or older)
Earnings
  • After age 59 1/2 earnings can grow tax-free and penalty-free if the account has been open at least 5 years
Withdrawals
  • Tax-free and penalty free withdrawals at any age
  • No Required Minimum Distributions (RMDs) during the lifetime of the original account owner
Funding Your Account
  • Use earned income
  • Rollover funds from a 401(k)
  • Transfer an IRA
  • Convert a Traditional IRA to a Roth IRA

Next Steps


Open a Roth IRA


Funding your Forge Trust Account

Contact Us

Forge Trust
PO Box 7080
San Carlos, CA 94070-7080

(800) 248-8447
(605) 385-0050
[email protected]
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