Forge Trust

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You are here: Home / SEP IRA

SEP IRA

Simplified Employee Pension Plans (SEP IRAs) offer self-employed individuals and small-businesses benefits such as tax-deferred growth when saving for retirement. 

SEP IRA 
Who it's for
  • Self-employed individual or small business owner, including those with employees
  • Available to sole proprietors, partnerships, C corporations,
    S corporations
Key advantages
  • Easy to set up and maintain
  • Flexible annual funding requirements
Who can contribute
  • Funded solely by employer contributions
2019 & 2020 employee contribution limits
  • N/A
2019 employer contribution limits
  • Up to 25% of compensation up to a maximum of $56,000
2020 employer contribution limits
  • Up to 25% of compensation up to a maximum of $57,000
Administrative responsibilities
  • No employer tax filings; employee notification for employer's contribution, if made
Access to assets
  • Withdraw at any time, but a 10% penalty may apply if you are under age 59½.
Plan setup deadlines
  • Establish by employer's tax filing deadline, plus extensions, usually April 15.

Next Steps


Open a SEP IRA


Funding your Forge Trust Account

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How Do I…

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Contact Us

Forge Trust
PO Box 7080
San Carlos, CA 94070-7080

(800) 248-8447
(605) 385-0050
info@ForgeTrust.com
CCPA Requests

IRA Services, Inc., Retirement Planning Service, San Carlos, CA

FORGE TRUST AND FORGE TRUST COMPANY AND THEIR REPRESENTATIVES IS NOT A FIDUCIARY UNDER ERISA AND DO NOT OFFER TAX OR LEGAL ADVICE. DO NOT PROVIDE INVESTMENT ADVICE, DO NOT SELL INVESTMENTS, DO NOT EVALUATE, RECOMMEND, OR ENDORSE ANY ADVISORY FIRM OR INVESTMENTS. INVESTMENTS ARE NOT FDIC INSURED AND ARE SUBJECT TO RISK, INCLUDING THE LOSS OF PRINCIPAL. CLIENTS ARE ADVISED TO PERFORM OR FACILITATE THEIR OWN DUE DILIGENCE WHEN INVESTING. THE INFORMATION CONTAINED HEREIN DOES NOT CONSTITUTE LEGAL OR TAX ADVICE AND SHOULD NOT BE CONSTRUED TO APPLY TO ANY INDIVIDUAL PERSON OR SITUATION. EACH PERSON SHOULD CONSULT WITH HIS OR HER OWN PERSONAL TAX ADVISOR, FINANCIAL PLANNER, ATTORNEY OR ACCOUNTANT WITH RESPECT TO SUCH INDIVIDUAL'S SPECIFIC SITUATION AND SHOULD NOT RELY UPON THIS INFORMATION WITHOUT SUCH CONSULTATION.

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